ShirLee's Homes4SaleUtah BLOG

ShirLee McGarry's Homes4SaleUtah BLOG, features great articles for consumers, homeowners and Realtors® addressing community, local, state and national real estate news. Articles also include refreshing humor to encourage smiles and support for all real estate warriors in the trenches who do stand out to make a difference in their client's lives in the exciting and challenging world of the Realtor®. Penned by Associate Broker-Realtor®,and Registered Author, ShirLee McGarry® with RealtyPath in Sandy, Utah

Tuesday, October 23, 2012

First Presidential Debate

Oct 4, 2012 - 92 min -
Watch the complete 2012 U.S. presidential debate from the University of Denver, featuring President Barack Obama and
Mitt Romney


Sunday, October 21, 2012

Rehab of House on Elm Street


‘Nightmare on Elm Street’ House Was Truly Scary Before Rehab


























By Graham Wood
The house that Freddy Krueger haunted was a real nightmare — though not on Elm Street — when Angie Hill bought it in 2006.

That’s right, Hill lives in one of the most legendary horror homes in movies: the house with the scariest basement in America, where Nancy Thompson faced the sharp-fingered Krueger in the original 1984 slasher flick “A Nightmare on Elm Street.” (Of course, the real home used for filming is in Los Angeles, not the fictional Springwood, OH, and it’s on North Genesee Avenue, not Elm Street.)

It was a delightful suburban cottage when it appeared in the film, but when Hill snatched it up 22 years later, it looked like something out of a scary movie. Neglected by the previous family who owned it, the house was falling apart.

“It was horrible,” Hill said. “It was the only house on the street that looked beaten up. …The pool looked like it hadn’t been touched in 10 years — it was black.”
Paint was chipping, and cracks were showing all over the home’s exterior, and the concrete patio in the backyard was breaking apart.
“It had the weirdest vibe,” Hill said. “You could feel the weird energy. There was a really oppressive odor.”

She bought the place anyway with the intention of completely renovating it. First, she burned sage to clear the energy in the house, she said. Then, she took apart 90 percent of the entire home — walls, ceilings, the roof — and replaced them.
“I replaced every piece of wood and reconfigured the floor plan,” recalled Hill (pictured at right). “I ripped off half the house.”

Only a portion of the exterior shell of the house remained intact while she gut-renovated every room. The work was so extensive that it took nearly a year to complete before she could officially move in. But it was all worth it: “I love my house,” Hill said.

The front exterior of the house still looks mostly the same as it did in “Elm Street,” save for a new, striking red door. Cult followers of the classic horror film still recognize it today.
“People stop and take pictures, and there’s a tour bus that goes by three times a day,” Hill said. “Sometimes people come to the door and say stupid things like, ‘Do you know what house this is?’ ”

But, she admits, the home’s fictional history of horror still has a very real effect on her.
“I used to be afraid to go in the basement,” she said.
See slideshow of renovation.

AOL Real Estate: Your go-to source for real estate advice, news and listings.
Source: Zillow

Thursday, October 18, 2012

30 Fun Things to Do in Salt Lake City with Kids

Salt Lake City, Utah offers all the amenities and attractions of a big city, but is only minutes from scenic nature that provide recreational possibilities in all seasons. The city is fairly compact compared to others in the wide-open American West, and the downtown is served by TRAX, a free light rail system that makes moving around town a breeze. 

Excellent area-wide public transportation can get you to the ski areas in a jiffy, so Salt Lake City makes a convenient base camp for families who want to ski Utah’s famous powder. Combine this with an airport that gets top ratings for efficiency and non-stop flights from many U.S. cities and you have a family vacation in the making.

City Attractions

1) Natural History Museum of Utah
This new museum showcases Utah’s rich and varied natural history.  Its design is very innovative.  You approach it the way you would descend an actual red rock canyon in the southern part of the state, making for a visually stunning impact.  The Native People, weather and dinosaur exhibits are especially well done.  There are tons of hands-on, interactive activities, like basket weaving and dinosaur digs.  There is a good café, with modest prices and a kid’s meal option.  

2) Clark Planetarium
This free state-of-the- art planetarium lets kids explore science and space.  There is a charge if you want to watch a 3D IMAX movie in the Hansen Dome Theatre, but there are plenty of fun exhibits that could keep kids busy for a few hours at no cost.  We loved seeing the moon rock from the 1971 first moonwalk and the classic Foucault pendulum that proves the earth is rotating.

3) Discovery Gateway
This children’s museum boasts 60,000 square feet of interactive explorations.  Older kids may like the Media Zone, where they can anchor the nightly news.  Younger children should find lots to do in the kid-sized town, where the grocery store is a springboard for open-ended, creative play.

4) Gateway Mall
The Clark Planetarium and the Discovery Gateway are located in this 30-acre city shopping mall.  There are lots of dining choices, shops and a 12-screen cinema complex.

5) The Leonardo
This contemporary science, art and technology museum encourages creativity and curiosity.  It is full of hands-on participatory possibilities and has frequently changing special exhibits.

6) Salt Lake City Main Library
No ordinary library, it is the cultural hub of the city.  There is a rooftop garden with a birds-eye view of the mountains, an auditorium with lots of family programs, a café and a huge children’s section, all free.

7) Utah’s Hogle Zoo
This is a well-maintained zoo that has up-close Animal Encounters, where visitors can interact and feed some of the zoo’s inhabitants, including giraffes.  You need to sign up for these encounters in advance and pay an extra fee.

8) The Tracy Aviary
These eight acres border Liberty Park and are devoted to birds.  You can see over 400 species here. Our favorites were the many owls.

9) Red Butte Garden and Arboretum
The expansive lawns here are a wonderful place to stroll.  The Children’s Garden is fun and fragrant and there are frequent concerts and workshops for kids.

10) This is the Place Heritage Park
Explore a re-created pioneer-style village.  Step back in time and pan for gold, ride a vintage fire engine and watch a blacksmith at work.

11) The Salt Lake Temple and Tabernacle
It is true that only Mormons can enter the temple, but the stately grounds and concerts can be enjoyed by anyone.  Musical families should not miss a free rehearsal or concert by the Mormon Tabernacle Choir with its organ and thousands of pipes.

Activities
 
12) Play in Liberty Park
This city park has a swimming pool, tennis complex, pond and several playgrounds for hours of free fun.

13) Swim in the Great Salt Lake
These briny waters are so salty that you can’t sink.  Great Salt Lake State Park is outside of town, about a 25- minute drive.  Locals say Antelope Island, which is farther from town, is the best place for a full body float, or just dunk a foot in to get the sensation. 

14) The locals are a fit and outdoorsy bunch.  Get into the spirit and rent bikes.  Bingham Cyclery has five locations around town that rent bikes for the entire family.  Liberty Park has a level, easy bike path.

15) There are lots of mountain biking opportunities in the Wasatch Mountains.  Antelope Island State Park is a good spot for families with older kids, who are interested in a challenging ride or hike.  You will see buffalo roaming and lots of birds in this park.

16) There are nearly a dozen ski areas within an hour of downtown, so you will have your choice of powder.  Try family-oriented Snowbasin, an hour from town and easy to reach by bus.

17) Ice-Skate at the Utah Olympic Oval, where the 2002 Winter Olympians took to the ice.

When to Visit

18) Pioneer Day is a giant statewide holiday on July 24.  Salt Lake City celebrates it with a parade, fireworks, a rodeo and more.

19) Utah Arts Festival is held each June at Library Square.  It is a four-day event with hundreds of visual and performing artists’ kicking off summer with non-stop, multi-disciplinary entertainment.

20) Every Saturday June through October there is a bustling Farmer’s Market in downtown Pioneer Park, with fresh produce, food trucks and live entertainment.

Spectator Sports

21) The popular Utah Jazz is the hometown NBA team.  They play at EnergySolutions Arena.

22) If you enjoy soccer, watch the Real Salt Lake play in nearby Sandy.

Family Friendly Hotels in Downtown Salt Lake City

23) The Grand America Hotel was built for the 2002 Winter Olympics.  It is large and elegant, but 100% kid-friendly.  It offers all the luxuries a family could want, plus a creative toy store, JouJou, and an over-the-top pastry shop, La Bonne Vie, that are destinations in themselves.

24) Little America Hotel is the comfy, lower-priced sister property of the Grand America, located just across the street. Guest rooms are clean and spacious.

25) Hotel Monaco is a sophisticated high-rise property that caters to kids with quirky perks like an in-room goldfish for the duration of your stay.

Family Friendly Restaurants

26) Settebello is an authentic Southern Italian pizzeria with its own wood-fired over.  The individually sized pies mean no one needs to fight over the choice of toppings.  Prices are reasonable and service is efficient.

27) Little America Coffee Shop
Located at the hotel of the same name, breakfast and yummy comfort food is served all day.  There is a large gluten-free menu.

28) Red Rock Brewery has a score of beers on tap and a family atmosphere.  There are house-brewed sodas for the kids and a casual menu with sandwiches, burgers and salads.

29) Ruth’s Diner is just outside of downtown on Emigration Canyon.  It is a classic railcar-style diner serving signature biscuits and traditional American diner favorites.  Prices are low and lines are long, so be prepared to wait.

30) Try dim sum at the casual and inexpensive Hong Kong Tea House, where delicious dumplings are served from rolling carts.

For more information on Salt Lake City, click on the Visit Salt Lake website.  If you plan on visiting multiple attractions, consider purchasing the money saving Visit Salt Lake Connect Pass.  It gives you admission to 13 attractions for one low price.


Article by By Allison Tibaldi, Mommy Poppins --

Bank of America Mortgage Transfer..,Layoffs

Bank of America Transferring Many of Its Loans Causing Confusion for Customers

Bank of America is selling off many of its mortgages. In an effort to streamline the company and become more profitable, Bank of America CEO Bryan Moynihan launched his Project New BAC initiative which includes laying off more than 16,000 jobs by the end of the year, 3,200 of which will be in its mortgage origination unit. With this major cut in its workforce we estimate Bank of America is selling off a tremendous amount of its mortgages to new mortgage servicers.
Bank of America has sent letters out to many of their current mortgage customers informing them of the change, but they haven’t been given a lot of notice of the transfer, in some cases just a couple of weeks.

See an example of this Bank of America mortgage transfer letter here.

Many customers are wondering why their loan is getting transferred, or if the terms of the loans will be different from their original loan terms. According to the letters, the terms and conditions of the loans are not being changed. But customers will no longer have access to their loans through the Bank of America website and won’t be able to make payments at any of the Bank of America banking centers.

This is bound to cause confusion as many customers unaware of the change may still send payments to Bank of America rather than their new named servicer. Keep in mind that according to the Real Estate Settlement Procedures Act outlined in the letter, during the 60 day period following the effective date of the transfer, a loan payment received by Bank of America before its due date may not be treated by the new loan servicer as late.

How Does This Affect Short Sales

 

For Bank of America customers who are in the process of a short sale, the letter states that any documentation they’ve submitted will be transferred to the new servicer named in the letter. However, this is not happening. We are already realizing that the paperwork is not getting transferred. For those borrowers who were waiting for a decision regarding this process, the decision will now be made by the new servicer, but if they don’t have the documentation, there will be serious delays. So it’s imperative that when you receive this letter you contact the new servicer immediately.
If you’re in the process of negotiating the short sale with Bank of America, but it’s not approved yet, you will most likely be forced to redo the whole process with the new servicer. This means you will have to resubmit all the paperwork all over again. We’ve already seen cases where someone was approved for a short sale, and then it got transferred, but it would only be honored for up to two weeks.

Another concern is with Bank of America customers who have optional insurance products such as mortgage insurance, life, or disability insurance through Bank of America. According to the letter, coverage will be canceled so customers will have to contact the new servicer for information about those options.

Be on the Lookout for This Letter

 

If your mortgage loan is with Bank of America you may receive a letter from them concerning a transfer of your mortgage loan. We’ve heard from some of our clients who’ve received this letter, and know that a couple of the new mortgage servicers named are Seterus and Homeward, who we’ve worked with and are both very responsive and professional. We’ve heard that Select Portfolio Servicing (SPS) is one of the new servicers as well, but they have been very difficult to work with. Regardless of the servicer that now has your mortgage contact them immediately with any questions. They will also reach out to you in a separate letter.

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Tuesday, October 16, 2012

Weekly Event Update for Utah



October 16, 2012

Rocky Horror Picture Show

EVENT SPOTLIGHT:

Discovery Gateway's Halloween Spooktacular!
October 27, 2012
Discovery Gateway - Salt Lake City

Spooktacular!


Get your little goblins, superheroes, and fairies ready for a Halloween extravaganza! Their scare-free Halloween party is full of fun surprises and hands-on activities that the whole family will enjoy.




FEATURED EVENTS:



Witchfest
October 5-31, 2012
Gardner Village - West Jordan

Witchfest

Join the Gardner Village witches for all the fun and festivities, the shows and the shops, the tricks and all the treats that Gardner Village has to offer!



 
13th Annual Latin American Dance Spectacular
October 20, 2012
Rose Wagner Performing Arts Center - Salt Lake City

UHDA

This year's 13th annual Latin American Dance Spectacular will take the audience on a cultural tour through Latin America. Colorful costumes, authentic music, and especially our native dancers create a truly spectacular event. The Utah Hispanic Dance Alliance (UHDA) has thrilled audiences and gained recognition with dance tours throughout the United States, Europe, and even Latin America.


Jekyll & Hyde - The Musical
October 18-28, 2012
Egyptian Theatre - Park City

Jekyll & Hyde

It's gothic and dark, delving into the mean streets of London and the depths of a man's psyche.


"Jekyll & Hyde" is based on Robert Louis Stevenson's classic story about a brilliant doctor whose experiments with human personality create a murderous counterpart.  Convinced the cure for his father's mental illness lies in the separation of Man's evil nature from his good, Dr. Henry Jekyll unwittingly unleashes his own dark side, wreaking havoc in the streets of late 19th century London as the savage, maniacal Edward Hyde.





A little Haunted History of Utah

Haunted Locations in Utah


Monday, October 15, 2012

Utah Homeowners Keep Watch on Interest Rates


Record-Breaking Interest Rates Cause for…Yawns?


(Yawn). There is something to be said for relaxation, for sure. In today’s fast-paced world, allowing yourself some low-key moments is important. It’s stress-reducing. Health-promoting.
But there’s a time and place for everything, and whenever I set out to share the latest real estate news, my hope is to be able to offer new information that is more than just informative – it should be fascinating, too!

(Stretch; yawn). Even exciting. However, sometimes it turns out that, in the interest of accuracy, that just isn’t possible. This month, for instance.

It’s time to share the late-breaking October news on mortgage interest rates, and although it actually is record-breaking (stifled yawn), somehow it’s hard to get awfully worked up about it. So much so that I considered just reprinting the Associated Press account – the one that recounted Freddie Mac’s latest rundown on current mortgage interest rates. But I almost dozed off just trying to wade through it.

Anyway, let’s get ourselves a cup of java, then try to get through this snoozer. Since mortgage interest rates affect every homeowner across the nation (and future homeowner) one way or another, we really need to stay informed about them. So here goes:

For the umpteenth time, the average rates on fixed mortgages nationwide fell to an all-time record low.
And how about those baseball playoffs, eh? 

Rates on 30-year loans dropped to 3.36%, down from the previous record we hit the (yawn) previous week, and “is the lowest since long-term mortgages began in the 1950s.” And, um, 15-year fixed dipped to 2.69%, which is another record. Let’s see, what else: mortgage applications surged 16.6%, sales of both previously occupied and newly built homes are up from last year…etc., etc., etc.

So the fact is, across the country, the rebound in just about everything having to do with residential real estate -- mortgage interest rates; home prices; builders’ confidence; most everything else -- is building momentum. Just like last month. And the month before…

It’s good that relaxation is healthy for everyone. This tediously good news could get on the nerves, otherwise.  It is true that if you are considering refinancing, buying a second home, or trading up, it’s not a bad idea to keep an eye on mortgage rates and the rest of the market. And in case you have managed to keep your eyelids open at the same time, and want to talk shop – please do give me a call to discuss your plans. 

When it comes to putting this boringly great news to work on your behalf, I’m definitely wide-awake!